Home Buying can be overwhelming & a bit intimidating, but we’re here to hold your hand every step of the way.
Is anyone else as obsessed with lists & “how to’s” as I am? If so… get your pens ready! The home buying process can be so daunting that you may not know where to begin… That’s where we come in.
Location, Location, Location.
Consider: commute, school district, crime rates & community
Know what you can afford.
Remember, mortgage payments, interest, HOA fees, PMI & property taxes. Compare your loan options and Call our purchase specialist, Chris to see whether a Conventional, FHA or Veteran loan would be the best fit for you. It’s good to know what you can afford before falling in love with a home out of your price range.
They need a good & respectful understanding of what you are looking for & what you can afford instead of trying to oversell your budget.
After you have an idea of pricing and what type of loan option suits you, you’ll have a better idea of what type of down payment you’ll need to save for. Remember to ask if you qualify for NO closing costs & NO PMI options.
What you Need, What you Want & What Can Be Changed
Pay attention to the structural layout of the home & make sure it’s what you want because changing structural elements can be a whole new cost in itself. No house is perfect, but what is important is determining what can be changes & made perfect and what can’t be.
Now that we’ve gone through our checklist, let’s get you financed.
Our Purchase Division is available to help you discover your financing options, to walk you through this process from start to finish & to make this as easy as possible for you & your family.
Chat with Chris today to get into your dream home.
(858)752-6480 or Click Below to get started today.