Hop Into Home Buying

Home Buying can be overwhelming & a bit intimidating, but we’re here to hold your hand every step of the way.

First Time Home Buyers

Is anyone else as obsessed with lists & “how to’s” as I am? If so… get your pens ready! The home buying process can be so daunting that you may not know where to begin… That’s where we come in.

Location, Location, Location.

Consider: commute, school district, crime rates & community

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Price

Know what you can afford.

Remember, mortgage payments, interest, HOA fees, PMI & property taxes. Compare your loan options and Call our purchase specialist, Chris to see whether a Conventional, FHA or Veteran loan would be the best fit for you. It’s good to know what you can afford before falling in love with a home out of your price range.

Realtor

They need a good & respectful understanding of what you are looking for & what you can afford instead of trying to oversell your budget.

Financing

After you have an idea of pricing and what type of loan option suits you, you’ll have a better idea of what type of down payment you’ll need to save for. Remember to ask if you qualify for NO closing costs & NO PMI options.

What you Need, What you Want & What Can Be Changed

Pay attention to the structural layout of the home & make sure it’s what you want because changing structural elements can be a whole new cost in itself. No house is perfect, but what is important is determining what can be changes & made perfect and what can’t be.

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Now that we’ve gone through our checklist, let’s get you financed.

Our Purchase Division is available to help you discover your financing options, to walk you through this process from start to finish & to make this as easy as possible for you & your family.

Chat with Chris today to get into your dream home.

(858)752-6480 or Click Below to get started today.

GET FINANCED

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Guide for First Time Home Buyers

One of the most difficult decisions you will make in your lifetime is choosing a place that you will call “home.” Whether searching for yourself or your loved ones, you must consider all of your options with time and attention. To make things a little easier on you, Global Equity Finance has created five basic principles that you should seek out when purchasing your first home.

  1. First, decide what type of home you are looking to purchase whether it be dependent on size, location, front or backyard space, single or double story, condo, or a multi-family home. The most common concern with consumers is whether to purchase a small space for an individual or couple, or to invest in a larger space to accommodate a potential family. The neighborhood of your new home is also an important factor because it can greatly impact your decision to buy as well having the capacity to influence your home value in the long run.
  2. When searching for your dream home it is important to keep in mind what you are able to spend. Like the popular saying, “Don’t bite off more than you can chew,” as a buyer you never want to spend more than you can afford. The asking price of your new home is important, but other factors such as property tax, insurance, Home Owners Association, and improvements to your house should also be taken into consideration.
  3. Once you have considered the style and price, your next step is for a real estate agent to find a home that best suits your wants and needs. The process of purchasing a home can be a bit chaotic, but that’s why you have an agent who is experienced to guide you through the process.
  4. When you have finally made an offer on your future home, that is when escrow comes to play leading to the closing process. It is just a waiting game until you are finally able to call this house your home!
  5. Last but not least, it is time to celebrate! The most important thing is to enjoy this milestone in your life! Cheers, to your new home!

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