Hop Into Home Buying

Home Buying can be overwhelming & a bit intimidating, but we’re here to hold your hand every step of the way.

First Time Home Buyers

Is anyone else as obsessed with lists & “how to’s” as I am? If so… get your pens ready! The home buying process can be so daunting that you may not know where to begin… That’s where we come in.

Location, Location, Location.

Consider: commute, school district, crime rates & community

451992757

Price

Know what you can afford.

Remember, mortgage payments, interest, HOA fees, PMI & property taxes. Compare your loan options and Call our purchase specialist, Chris to see whether a Conventional, FHA or Veteran loan would be the best fit for you. It’s good to know what you can afford before falling in love with a home out of your price range.

Realtor

They need a good & respectful understanding of what you are looking for & what you can afford instead of trying to oversell your budget.

Financing

After you have an idea of pricing and what type of loan option suits you, you’ll have a better idea of what type of down payment you’ll need to save for. Remember to ask if you qualify for NO closing costs & NO PMI options.

What you Need, What you Want & What Can Be Changed

Pay attention to the structural layout of the home & make sure it’s what you want because changing structural elements can be a whole new cost in itself. No house is perfect, but what is important is determining what can be changes & made perfect and what can’t be.

332C06E700000578-3539596-image-a-7_1460632619617

Now that we’ve gone through our checklist, let’s get you financed.

Our Purchase Division is available to help you discover your financing options, to walk you through this process from start to finish & to make this as easy as possible for you & your family.

Chat with Chris today to get into your dream home.

(858)752-6480 or Click Below to get started today.

GET FINANCED

facebooktwitterpinterestlinkedin

A Salute To Our Veterans!

Roger, copy, coming in!

The largest annual air show in The United States took place in San Diego over this last weekend, October 2nd-4th. Aircrafts were soaring high and low, audaciously performing for an estimated audience of 700,000 people!

A variety of different types aircrafts were exhibited as well as flown.

During the three-day event, the show’s daily performance agenda included military and civilian aircrafts, with the spotlight on the U.S. Navy Flight Demonstration Squadron, the Blue Angels, and a special Saturday night “Twilight” Show.

Since 1999, the Miramar Air Show has often featured a Navy Legacy Flight, where modern jets fly in formation with aircraft from previous eras in celebration of military veterans and naval aviation history.

That’s really what this whole event was about. Celebrating our veterans, the mean & women who sacrifice themselves for our Freedom.

Now that you’ve fought for our Freedom, we want to fight for yours. Your Financial Freedom.

At Global Equity Finance, we work with The U.S. Department of Veterans Affairs to ensure that when it comes to buying a home for our veterans and their family, they have the best possible option.

Our VA Loan Program has a multitude of never-ending benefits for our veterans. You can purchase a home with ZERO down payment, there’s NO monthly private mortgage insurance, you can take cash-out, and the list goes on and on.

These benefits are here to make purchasing a home easier and more accessible to those who have served our nation.

If you think you qualify for a VA Loan, you’re probably right.

Give Chris Logorz, one of our Veteran Senior Loan Consultants, a direct call (858)952-7795, to see what type of VA Loan we can get you started on.

facebooktwitterpinterestlinkedin

Tips for Getting Your Home Ready to Sell

home-selling-real-estate

Today’s real estate market is swarming with great deals, especially here in San Diego. As you are preparing to sell your home, what are the most important factors in determining how long you will wait to get a bite? What are some of the things that you can do to improve the chances of selling within the first year? Obviously, you want to get what you put into it, and then some.

So, that being said, what’s next?

First, you should find out what exactly your home equity is, and then take up to 20% off of the price. Once this happens, there will be multiple bids all increasing the price of what you are asking.

Advice:

When your broker sets up an open house or walk through, you want to make sure that you turn up the light! Make your house cheery and welcoming. Have your belongings tidy and organized, no one likes a messy house—that is of course if it is not their own.

What is one of the biggest factors when choosing a home?

SPACE! A tip to open up some space and make your house look more roomy is to clear out unnecessary items from your bathrooms, closets, and cabinets.

Turn OFF:

Pets are not what a potential buyer wants to see when walking through their future house. Their hair gets stuck everywhere and whether you know it or not, it smells. Make sure they have a place to go if you have buyers coming by to check out your crib.

Always remember: the first impression is the only impression. This is the only chance you will get to show your stuff and gain a potential bid. We hope that these tips will help you when you are selling your home. Good luck!

facebooktwitterpinterestlinkedin

Guide for First Time Home Buyers

One of the most difficult decisions you will make in your lifetime is choosing a place that you will call “home.” Whether searching for yourself or your loved ones, you must consider all of your options with time and attention. To make things a little easier on you, Global Equity Finance has created five basic principles that you should seek out when purchasing your first home.

  1. First, decide what type of home you are looking to purchase whether it be dependent on size, location, front or backyard space, single or double story, condo, or a multi-family home. The most common concern with consumers is whether to purchase a small space for an individual or couple, or to invest in a larger space to accommodate a potential family. The neighborhood of your new home is also an important factor because it can greatly impact your decision to buy as well having the capacity to influence your home value in the long run.
  2. When searching for your dream home it is important to keep in mind what you are able to spend. Like the popular saying, “Don’t bite off more than you can chew,” as a buyer you never want to spend more than you can afford. The asking price of your new home is important, but other factors such as property tax, insurance, Home Owners Association, and improvements to your house should also be taken into consideration.
  3. Once you have considered the style and price, your next step is for a real estate agent to find a home that best suits your wants and needs. The process of purchasing a home can be a bit chaotic, but that’s why you have an agent who is experienced to guide you through the process.
  4. When you have finally made an offer on your future home, that is when escrow comes to play leading to the closing process. It is just a waiting game until you are finally able to call this house your home!
  5. Last but not least, it is time to celebrate! The most important thing is to enjoy this milestone in your life! Cheers, to your new home!

firsthome-homebuyer-realestate-homeequity

facebooktwitterpinterestlinkedin