A Salute To Our Veterans!

Roger, copy, coming in!

The largest annual air show in The United States took place in San Diego over this last weekend, October 2nd-4th. Aircrafts were soaring high and low, audaciously performing for an estimated audience of 700,000 people!

A variety of different types aircrafts were exhibited as well as flown.

During the three-day event, the show’s daily performance agenda included military and civilian aircrafts, with the spotlight on the U.S. Navy Flight Demonstration Squadron, the Blue Angels, and a special Saturday night “Twilight” Show.

Since 1999, the Miramar Air Show has often featured a Navy Legacy Flight, where modern jets fly in formation with aircraft from previous eras in celebration of military veterans and naval aviation history.

That’s really what this whole event was about. Celebrating our veterans, the mean & women who sacrifice themselves for our Freedom.

Now that you’ve fought for our Freedom, we want to fight for yours. Your Financial Freedom.

At Global Equity Finance, we work with The U.S. Department of Veterans Affairs to ensure that when it comes to buying a home for our veterans and their family, they have the best possible option.

Our VA Loan Program has a multitude of never-ending benefits for our veterans. You can purchase a home with ZERO down payment, there’s NO monthly private mortgage insurance, you can take cash-out, and the list goes on and on.

These benefits are here to make purchasing a home easier and more accessible to those who have served our nation.

If you think you qualify for a VA Loan, you’re probably right.

Give Chris Logorz, one of our Veteran Senior Loan Consultants, a direct call (858)952-7795, to see what type of VA Loan we can get you started on.

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“Do it Yourself” Home Improvement Made Easy

Do you ever start on a home  improvement project and then become overwhelmed with the amount of work that goes along with it? Starting a new garden or retiling your kitchen may not be the best thing to begin unless you have a plan of execution. Sometimes we overextend ourselves and become weighed down by the task at hand.

The DIY network has created some great home improvement tips that are super simple and step-by-step to keep you in charge with the project that you set out to accomplish! Check out awesome videos, pictures and how-to guides here to knock those home projects out with ease: http://www.diynetwork.com/how-to/topics/home-improvement

What are some of your DIY home improvement projects? We would love to hear them!home-improvement-DIY-projects

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Home Repairs Every Homeowner Can Expect to Make

I thought we’d continue on the topic we delved into last week (home repairs and improvements) and expand on it a little further this week.  As every homeowner knows, it takes an awful lot of green to be able to pay for the keys to your new front door (and, y’know, the rest of the house, too).  On top of having enough money stored away to be able to pay for the San Diego home loan itself, buyers need to have extra funds set aside to cover closing costs and insurance, not to mention any moving expense that inevitably come up and the real estate fees — all of which need to be taken care of before that first monthly mortgage bill even shows up.

home-repairs

As we discussed last week on the subject of needed home repairs, a savvy-eyed home buyer would keep a look out for any part of the house that might need repair (fixing the roof, or upgrading any older appliances such as a kitchen stove) so they can report those and gets some credit towards those much-needed repairs.  But even if you didn’t notice those fixtures that needed repairing until AFTER you moved into your home, you shouldn’t fret too much, so long as you’ve found what needs to be fixed or replaced, and started setting aside funds for it now.

Many different home components — like your roof, electrical system, refrigerator, etc. — have a general life expectancy of anywhere between 18-30 years, according to most home inspectors.  Whenever a new or refinanced home is appraised, these components are inspected to gauge how close they are to the end of their “serviceable life”.  Depending on the quality of components, how often they’re used, and how well they’re maintained, serviceable life can vary quite a bit.

So what are some of the common repairs you can expect to make?

No need to worry about what to inspect, we’ve got your handy checklist right here on what to check for maintenance:

  • The roof.  That thing can take quite a beating, especially if you live in an area prone to more severe weather than, say, any of us in SD.  Standard-issue roofs last around 20 years.
  • The fridge.  Make sure you’re frequently checking your ice box for any dust build-up around the vents that make it run hotter.  A good refrigerator should last you at least 15 years.
  • Garbage disposal.  I learned the hard way as a kid that you’re not supposed to dump anything hard (like, say, popcorn kernels or chicken leg bones) in the disposal because, surprise!, those things can’t really ground anything that tough up.
  • The A/C.  Again, living in SD, this isn’t something most of us think about all that often (at least until those Santa Ana winds start blowing in), but you should always check you A/C unit for any signs of leakage and plug those up sooner rather than later to save on your energy bill.

Got some home repair tips of your own of what to look out for?  We wanna hear them!

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