A Salute To Our Veterans!

Roger, copy, coming in!

The largest annual air show in The United States took place in San Diego over this last weekend, October 2nd-4th. Aircrafts were soaring high and low, audaciously performing for an estimated audience of 700,000 people!

A variety of different types aircrafts were exhibited as well as flown.

During the three-day event, the show’s daily performance agenda included military and civilian aircrafts, with the spotlight on the U.S. Navy Flight Demonstration Squadron, the Blue Angels, and a special Saturday night “Twilight” Show.

Since 1999, the Miramar Air Show has often featured a Navy Legacy Flight, where modern jets fly in formation with aircraft from previous eras in celebration of military veterans and naval aviation history.

That’s really what this whole event was about. Celebrating our veterans, the mean & women who sacrifice themselves for our Freedom.

Now that you’ve fought for our Freedom, we want to fight for yours. Your Financial Freedom.

At Global Equity Finance, we work with The U.S. Department of Veterans Affairs to ensure that when it comes to buying a home for our veterans and their family, they have the best possible option.

Our VA Loan Program has a multitude of never-ending benefits for our veterans. You can purchase a home with ZERO down payment, there’s NO monthly private mortgage insurance, you can take cash-out, and the list goes on and on.

These benefits are here to make purchasing a home easier and more accessible to those who have served our nation.

If you think you qualify for a VA Loan, you’re probably right.

Give Chris Logorz, one of our Veteran Senior Loan Consultants, a direct call (858)952-7795, to see what type of VA Loan we can get you started on.

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Architect Your Imagination

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How many bedrooms do you need? How about bathrooms? Design your perfect space!

Skeptical that furniture won’t look the same in your home as it does in the store?

Play with this site that virtually builds a 3D model room-to-room including walls, windows, materials, and fixtures. Upload your own photo, use your imagination, and design away!

http://planner.roomsketcher.com/

When you’re finished designing your dream home, call us at (858) 500-4638 and we’ll assist in making that dream come to life with a mortgage that makes sense for you. Experience the GEQ difference.

Smarter Loans, Happier Homes.

CALL NOW at (858) 500-4638 or fill out an online contact form!

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Should You Renovate or Relocate?

Sometimes it is easier to move into a new house that has less work needed to be done than to stay in the one you currently reside in. Renovations can be expensive and time consuming. How do you know what you should do? What kind of criteria will affect your decision?

Ask yourself these questions to help you decide what’s best!

How do you feel about your neighborhood?

Do you like the area? Is it somewhere you can see yourself being for 10+ years? Is it close to a school or work? Do you like your neighbors? It is really important that you recognize a good neighborhood when you live in one. Don’t lose it just because you need to do some fixing up!

Memories can last a lifetime, but can your house?

Some homes are close to the heart, whether you watched your first born grow up there, or it was you and your significant other’s first home. Sometimes if this is the case, it is better that you renovate the small stuff (or big stuff) rather than giving up those memories for a new home.

Can you afford to renovate or relocate?

If you plan on renovating, obviously the cost can add up over time. Depending on the size of the project, you may have to factor in costs for living somewhere else during the renovation. If you choose to buy a new house, there is a chance that your newer house will be more expensive than what your current one sells for. You would then add that cost onto your new mortgage loan. Another thing to think about is the cost of moving.

Patience is a virtue, can I do it?  

Either way, building a new home or renovating your existing home will take some time. Every little detail matters when you are choosing what you should do. Is time of the essence, or should you hire a professional for help? Sometimes it is easier to defer the stress and let someone else handle the renovation or prepare your new home. It just depends on how much time you are willing to wait for the finished product!

renovate

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Tips for Getting Your Home Ready to Sell

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Today’s real estate market is swarming with great deals, especially here in San Diego. As you are preparing to sell your home, what are the most important factors in determining how long you will wait to get a bite? What are some of the things that you can do to improve the chances of selling within the first year? Obviously, you want to get what you put into it, and then some.

So, that being said, what’s next?

First, you should find out what exactly your home equity is, and then take up to 20% off of the price. Once this happens, there will be multiple bids all increasing the price of what you are asking.

Advice:

When your broker sets up an open house or walk through, you want to make sure that you turn up the light! Make your house cheery and welcoming. Have your belongings tidy and organized, no one likes a messy house—that is of course if it is not their own.

What is one of the biggest factors when choosing a home?

SPACE! A tip to open up some space and make your house look more roomy is to clear out unnecessary items from your bathrooms, closets, and cabinets.

Turn OFF:

Pets are not what a potential buyer wants to see when walking through their future house. Their hair gets stuck everywhere and whether you know it or not, it smells. Make sure they have a place to go if you have buyers coming by to check out your crib.

Always remember: the first impression is the only impression. This is the only chance you will get to show your stuff and gain a potential bid. We hope that these tips will help you when you are selling your home. Good luck!

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“Do it Yourself” Home Improvement Made Easy

Do you ever start on a home  improvement project and then become overwhelmed with the amount of work that goes along with it? Starting a new garden or retiling your kitchen may not be the best thing to begin unless you have a plan of execution. Sometimes we overextend ourselves and become weighed down by the task at hand.

The DIY network has created some great home improvement tips that are super simple and step-by-step to keep you in charge with the project that you set out to accomplish! Check out awesome videos, pictures and how-to guides here to knock those home projects out with ease: http://www.diynetwork.com/how-to/topics/home-improvement

What are some of your DIY home improvement projects? We would love to hear them!home-improvement-DIY-projects

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Guide for First Time Home Buyers

One of the most difficult decisions you will make in your lifetime is choosing a place that you will call “home.” Whether searching for yourself or your loved ones, you must consider all of your options with time and attention. To make things a little easier on you, Global Equity Finance has created five basic principles that you should seek out when purchasing your first home.

  1. First, decide what type of home you are looking to purchase whether it be dependent on size, location, front or backyard space, single or double story, condo, or a multi-family home. The most common concern with consumers is whether to purchase a small space for an individual or couple, or to invest in a larger space to accommodate a potential family. The neighborhood of your new home is also an important factor because it can greatly impact your decision to buy as well having the capacity to influence your home value in the long run.
  2. When searching for your dream home it is important to keep in mind what you are able to spend. Like the popular saying, “Don’t bite off more than you can chew,” as a buyer you never want to spend more than you can afford. The asking price of your new home is important, but other factors such as property tax, insurance, Home Owners Association, and improvements to your house should also be taken into consideration.
  3. Once you have considered the style and price, your next step is for a real estate agent to find a home that best suits your wants and needs. The process of purchasing a home can be a bit chaotic, but that’s why you have an agent who is experienced to guide you through the process.
  4. When you have finally made an offer on your future home, that is when escrow comes to play leading to the closing process. It is just a waiting game until you are finally able to call this house your home!
  5. Last but not least, it is time to celebrate! The most important thing is to enjoy this milestone in your life! Cheers, to your new home!

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