A LITTLE ABOUT ME

With 13 years in the industry, 10 years experience as a Loan officer, and 3 years prior to that as a loan processor, Raf learned not only the mortgage guidelines and requirements, but also how to understand our clients problems, listen to their needs and fit them with a solution that will be optimal for their particular situation. HIs goal is to leave a positive impact on his clients and make a long term friend in the process.

Prior to joining the workforce, he completed his Master’s in Economics at UWE, Bristol in England and his Bachelors in Economics at UCSD, so understanding interest market trends and the effect of economic data on potential changes in rates are his area of expertise.